Merchant Cash Advance (MCA)

Borrow – Invest – Succeed

Merchant cash advances are an alternative solution when you can’t get a small business loan from a bank, your credit history is not perfect, or you simply don’t have the time to spend on a lengthy application process. Apply online today to see if your business meets our requirements. You could receive between $5,000 and $1,000,000 in as little as three days!

Merchant Cash Advance gives you funding fast

Business moves fast, and you need to be ready to move with it. Merchant Cash Advance is one option that puts cash in your account quickly. Also called a credit card split, a merchant cash advance is repaid through a fixed percentage of your credit card sales each time you batch out. Essentially, you get a lump sum of cash in exchange for future sales. Unlike other types of loans or cash advances, the payback method allows  flexibility for smaller payments during slower business months or an unpredictable change in sales. There’s no set due date or fixed payment  schedule, so flexibility is an appealing aspect of a merchant cash advance product.

  • Fees (payback amount) based on a factor rate & there is no annual APR%
  • Repayment is tied to credit card payments made to your business
  • No personal collateral required
  • We will determine the credit card batch split % based on our analysis of your business risk score
  • Split percentage ( Payment amount ) usually falls between 7-30% of the batch depending of the volume of credit card sales.